Mortgage And Financial Services

Mortgage and Financial Services

Owning our own properties arguably has the greatest influence on our lifetime’s investments. Given residential property historically becoming our greatest financial asset, it often forms a major part of our personal pension funds. Whether a buyer is new to the home-buying business, a long-term property owner, a seasoned investor, or a new home self-builder, researching the mortgage and financial markets through qualified and experienced financial advisors is prudent and enables informed decisions.

Beaconsfield and Beaconsfield Country work closely with a select number of independent Financial Advisory firms who are noted for their experience in the broadest array of financial circumstances and whose track records include specialist financial lending. This valuable experience has honed their deal-hunting skills on behalf of clients when they are shopping around all the major high-street banks, building societies, as well as public and private finance houses and, which significantly includes specialist boutique lenders who are often more likely to give greater consideration to the unconventional lending proposition.


Mortgage and Stamp Duty Calculator

Our Mortgage Calculator will outline the typical mortgage sum a first-time buyer or existing owner-occupier is likely to be offered by an average lender for a residential property purchase. These rates tend to contrast with Buy-to-let mortgages which are inclined to be at a higher cost given the greater commercial element attached to any such proposition.

The government's Stamp Duty Calculator will give the current Stamp Duty Payable depending on the individual's circumstances, depending on first-time buyer, existing owner, or occupying status. Again, these tend to contrast with Buy-to-Let purchases as they are inclined to be at a higher cost given the commercial element attached to the proposition.

Other than the Purchasing Deposit, further costs include, Legal costs (solicitor / conveyancer), Surveys (Building, Drains, Ecological, Asbestos, Japanese Knotweed etc), House Removals, whilst minded of other Urgent Expenditure Post completion. Our advisors will be able to help determine these figures while also giving you the essential and needed practical advice to ensure your financial journey is smooth and painless.


Valuations

Visit our Valuation Options page to book an in-person face to face valuation - available most days between 8am - 8pm, or for an online valuation.


Contact Us

For an in person meeting or telephone discussion with our financial services partners regarding specific property purchasing circumstances or for more information on mortgage and financial services, our other services, or our bespoke packages at an exclusive leading market rate, contact us directly at:

Beaconsfield Estate Agents:
01494 68 11 68 or at hello@beaconsfield.co.uk

Beaconsfield Country Estate Agents:
01753 888 222 or at hello@beaconsfieldcountry.co.uk

Or visit our Contact Us page for more ways to contact us.